CORE PRODUCT
3W AIFO
3W AIFO Global Digital Intelligence AI Home Office System is an international trust account financial one-account based on the global trust law system, supported by the world's leading Internet, A1, big data Web3 and other technologies, and centred on the two core dimensions of fiduciary legal relationship and total asset management. 3WAIFO empowers the home office industry to a higher level by constantly iterating and upgrading each module.
All of our modules, functions and processes are designed with the family office in mind and are centred on helping it solve the complex problems it faces every day to better serve its clients and generate the best possible profit.
Centre
Extend
Innovation
Digital Intelligent Trust Management System
The trust management system is based on the global trust law system, the core of the trust super account, based on the safe holding of trust property, integrating: trust account opening, property custody, KYC/AML, fund management, settlement, clearing, valuation, beneficiary rights and interests distribution, information disclosure, contract custody and other custodianship operation services.
Multi-currency Fusion Account System
Forward-looking creation of a super-converged account system integrating fiat currency accounts, digital asset accounts, centralised custodian accounts, decentralised Web3 accounts and credit card accounts; this account system can be connected to different scenarios to meet the complex service needs of home-based businesses.
Credit card issuance system based on trust assets
3W Card (Visa/Mastercard physical card) breaks the traditional banking framework by providing your clients with a one-stop global trust asset management system platform to access their trust account funds anywhere in the world where Visa/Mastercard is supported.
Global Multi-Asset Trading Platform
•Connects to 150+ exchanges in 30+ countries with 65,000+ trading varieties.
•Connects traditional finance (TradFi) with decentralised finance on the chain (DeFi)
AI Empowerment
•AI technology is fully applied to all aspects of the home office system, such as customer communication, risk assessment, data analysis, report generation, investment advice, etc.
•AI greatly improves the efficiency of the Family Office and helps it to provide more accurate and personalised services to customers
Web3 Empowerment
•Web3 Wallet builds the gateway to a fast, secure and seamless decentralised transaction experience
•Web3 Digital Identity is a new type of globally unique identifier that enables an entity (e.g., person, organisation, object, etc.) to be identified in a verifiable, persistent, and independent of centralised registries.
CORE - DIGITAL INTELLIGENT TRUST MANAGEMENT SYSTEM
3WAIFO Trust Digital Intelligent Management System is a trust asset management system based on the global trust law system and the core of trust super account, which focuses on the two core dimensions of trust legal relationship and full asset management, and creates one terminal to manage the investment transactions, asset allocation and risk control of multilevel accounts, and one account to cover the major financial products and markets in the world.
The main functions of 3W AIFO's digital trust asset management system include, but are not limited to: trust account opening, accounting for trust interests, valuation of trust property, regular disclosure of information, supervision of trust investment and fund receipt and payment, and distribution of trust benefits.
Trust Account
Online application for trust account opening, KYC/AML as well as the opening of fund accounts and various types of investment and trading accounts for trust assets, custodianship of trust assets to ensure the independence and safety of trust assets.
Accounting Interests
Keep complete records of trust assets to ensure regular and accurate accounts; maintain records of trust property activities, statements, returns and other relevant information.
Asset Valuation
Separate accounts and independent valuation accounting are maintained for trust assets of different principals to ensure the accuracy of the valuation accounting results.
Regular Disclosures
Perform information disclosure duties and reporting operations related to trust asset operation activities in accordance with laws and regulations and contractual agreements.
Monitoring Investments
We verify the management and scope of application of trust property, and monitor whether acts prohibited by laws, regulations, contractual agreements, etc., occur in the management and operation of trust property.
Benefit Sharing
Confirmation and execution of the review of instructions for the management and use of trust property, settlement of trust funds and property and liquidation of funds, as well as distribution of trust benefits.
3W AIFO PLATFORM FUNCTIONALITY
Trust Account Opening｜KYC｜Customised Trust Plans｜Online Trading and Multi-Asset Allocation｜Trust Management
Equity Registration/Distribution｜Information Disclosure
Object
Creating Reliance
Mainstay
International Trust Accounts
Financial Ledger
Trust
Services
Global Asset
Allocation
Account
Services
Multi-scenario
Connection
Offshore Trust Law Regime
Financial Technology
Trusts
Insurances
Investment
Banking
Assets
Management
Payment
Web3
3W AIFO SOLUTIONS
3W AIFO provides a trust management system solution for all family offices. The trust management system covers front, middle and back office trust operation support services, providing a comprehensive one-stop digital trust service for its end users.
Individual Standard Trust Account Service Experience
Trust Services:
•7*24 hour service
•Global asset custody
•C to B customised services
•Global access and transfer
•Trust-wide services
Features:
Fast account opening
- 5 min to open an account
Super Features
- A globally connected safe
Intelligent Experience
- One-stop management
Category:
•Family trusts
•Insurance trusts
•Charitable trusts
•Testamentary trusts
•Equity trusts
Business Coverage:
Trust formation consultancy
Trust administration
Agent services
Back-office management
Compliance services
Accounting & Reporting
Client service
One-Stop Internet Trust Service
8 Years +
Focus on trusts
5.6 Million
Cumulative users
3 Systems
Service system
30 Billion
Total assets in custody
Full Service Closed Loop
•Risk assessment
•Trust account opening
•Customised trust plans
•Online vertical trading
•Express management trust content
•Separate use of principal and beneficiary accounts
External Asset Management (EAM)
EAM Service: Asset management entrusted to a third-party professional manager with the goal of achieving the highest possible benefits for the client.
Asset Manager
Signing of discretionary Entrustment agreement
Signing of external asset Management framework agreement
Clients
Trusts
ofassets and control of assets
CORE - MULTI-CURRENCY CONVERGED ACCOUNT SYSTEM
The customer account serves as the pivotal link between financial institutions and clients, directly addressing every financial need with appropriate products. 3W AIFO focuses on the super trust account, integrating Web3 smart contract wallets and virtual/physical cards to meet regulatory standards. This provides family offices with a flexible, scalable, and integrated account system. It ensures account and information security while innovatively catering to diverse mobile, contextual, and fragmented financial needs, boosting customer loyalty and upgrading business models and marketing strategies for future market competitiveness.
Trust Super Account (One Account)
Multi-level account
linkage management
Account transaction
control
Account limit
control
Transaction reconciliation
management
Transaction clearing
management
Web2 Investment Account Module
Fiat currency account
Securities account
Futures account
Fund account
Insurance account
Digital currency
Web3 Smart Contract Wallet
Web3 World & DeFi Project Portal, Decentralised Identity (DID)...
Leveraging AI technology to support real-time settlement of multiple assets
Spending money can be settled in real time directly from cash, digital assets, stocks, and other investment products in your trust account, so you can enjoy worry-free spending.
Visa/Mastercard Virtual and Physical Cards
Trust-backed credit cards that give you the flexibility to use trust assets
Facilitate card repayment on the trust platform with different trust assets
Flexibility to use trust assets by withdrawing cash anytime, anywhere
Asset Conversion
Different accounts can transfer different currencies to each other and can also be converted to each other through the exchange function.
(including conversion between fiat currencies and digital assets).
EXTENSION - VISA/MASTER VIRTUAL/PHYSICAL CARD
Visa/Master virtual/physical cards - connecting the many features of the 3W AIFO system to a rich set of application scenarios, users can use their credit cards to spend fiat cash, cryptocurrencies, or other multi-asset directly at more than 90 million merchants around the globe, and anywhere Visa/Master cards are accepted. The card breaks the mould of traditional banking. The credit card breaks the traditional banking framework by providing a one-stop AIFO system platform with flexible access to all assets on a single card, helping customers manage multiple assets safely, flexibly and conveniently, allowing them to efficiently flow their funds and create exclusive financial services.
Hybrid Wallet System - Multiple Accounts
Flexible use of multiple assets
Convenient card repayment on hybrid financial trading platforms
A Global Reach
Withdraw cash anytime, anywhere
Flexible access to multiple assets on a global hybrid financial trading platform
Pay With Peace Of Mind
Industry-leading security features include:
2FA authentication, card freezes, password changes and more
Virtual Card/Physical Card - Functions
Global ATM Withdrawal
Global store consumption
Global online consumption
Global transfer card switching function
EXTENSION - GLOBAL MULTI-ASSET TRADING ALLOCATION
The global multi-asset trading platform integrates centralised finance (CeFi) and decentralised finance (DeFi) to provide global traders with a multi-market, multi-asset class global trust asset management platform, realising the "Web2 + Web3" trading, risk control and settlement management model (including: global equities, futures, options, bonds, funds, insurance, DeFi perpetual contracts, synthetic assets, etc.). (including: global stocks, futures, options, bonds, funds, insurance, DeFi perpetual contracts, synthetic assets, etc.). In the whole trading process, the efficient trade management system not only provides convenient operation experience, but also provides strong protection and control for the risk control of the whole trading.
Core Businesses
Product Features
Transaction
OTC business: docking with broker trading system, realising multi-market trading and receiving quotes.
OTC business: import or interface to obtain OTC data and liquidity.
Web3 Business: Layer 2, Smart Contracts, Web3 Wallet...
Risk control
Intraday Risk Monitoring: Pre-existing Risk Control, Mid-existing Risk Control, Post-existing Risk Control
OTC business: import or interface to obtain OTC data and liquidity
Intraday Risk Indicator Parameters: Compliance Risk Indicators, Management Risk Indicators
Settle
Multi-market fund account management, visual multi-asset unit management, asset unit dimensional settlement and issuance of settlement reports
Integration of multiple markets into one system for trading and settlement
Global: Connected to 30+ countries, 150+ exchanges and 65,000+ traded items worldwide.
Web2+Web3: the only product that provides a complete end-to-end Hybrid Finance (HyFi) solution for family office partners, connecting traditional finance (TradFi) and de-centralised finance (DeFi).
Powerful compliance and risk management features
•Coverage of a full range of investment instruments, including global stocks, futures, options, bonds, funds, insurance and DeFi perpetual contracts, synthetic assets and other types of transactions.
•Compliance: account group self-transaction, large and frequent withdrawals, abnormal commission price, account position limit, single maximum order quantity limit function, support transaction workflow management.
•Risk control: before, during and after the management of products, custom account groups, funds accounts, sub-accounts, multi-level risk. Risk control can choose only warning or directly limit transactions.
•Support based on various types of management purposes of position allocation logic, to adapt to the requirements of various types of traders.
Invest globally with one account
Support various trading tools
stock
bond
fund
EFT
derivatives
futures
options
bank
insurance
digital currency
Europe
•BATS European Trading Platform BATS Europe (BATEDE)
•CHI-X Europe Ltd (Clearnet-CHI-X Europe Ltd)
•Frankfurt Stock Exchange
•London Stock Exchange
•SIX Swiss Exchange
•Madrid Stock Exchange (Bolsa de Madrid)
•Borsa Italiana
•......
America
•NYSE Archipelago (Arca-NYSE)
•ArcaEdge Trading System (ArcaEdge)
•BATS Exchange (BATS)
•Chicago Stock Exchange (CHX)
•Direct Edge Exchange (Direct Edge)
•Alpha Trading System (Alpha ATS)
•Aequitas NEO
•Mexican Stock Exchange
•IDEAL PRO trading system (IDEAL PRO)
•......
Asia Pacific
•Hong Kong Stock Exchange-SEHK
•HKEX Northbound Trading Connect-Shanghai-Hong Kong Stock Connect (SEHKNTL)
•Singapore Exchange
•Cboe Japan Ltd
•Korea Stock Exchange
•Australian Stock Exchange-ASX
•National Stock Exchange of India-NSE
•......
Innovation - AI Enablement
By adopting AI-powered solutions, family offices can increase operational efficiency, optimise investment strategies, reduce operating costs and provide a personalised client experience that differentiates them in the marketplace. From risk management to portfolio optimisation, AI will transform every aspect of the family office ecosystem.
AI-driven customer communication
•Chat and interact with customers to answer basic questions about the business.
•Identify and collect customer questions and preferences, and continually train yourself to improve the accuracy of your communication.
AI-driven risk control
The application of Artificial Intelligence (AI) to customer KYC and automated AML assessments enables the use of advanced algorithms and data analytics to identify potential risks. Such technologies can effectively analyse large amounts of customer data to detect possible breaches or unusual activity, thereby helping financial institutions and corporates to more effectively manage risk and comply with regulatory requirements
AI-driven operations management
•Process AI: Automate repetitive, rule-based tasks such as data entry, record-keeping and document management.
•Reporting AI: Automatically collate and analyse relevant performance reports, financial statements, etc. according to rules, and generate personalised visual reports for clients.
AI-powered investment advisors
Based on clients' personal preferences and specific circumstances, combined with artificial intelligence technology, we can automatically generate customised wealth planning, family trust and investment management solutions for professionals. This intelligent approach enables us to better meet our clients' needs and provide personalised solutions
AI-driven investment research analyst
By leveraging AI technology, we can assist staff in gathering information, analysing data and generating detailed research reports more efficiently. This automated process can significantly reduce labour costs and time consumption while increasing efficiency and accuracy.
Innovation - Web 3 Empowerment
With the development and popularity of Web3, more and more traditional customers begin to try to use and configure related assets, while Web3 native customers also continue to emerge. In order to help the Home Office better meet customer needs and capture the newborn customer base, our technical experts have successively developed innovative modules such as Web3 Wallet, Web3 Social, Web3 DID, Web3 Transaction, NFT Incentive System, DAO Organisational marketing and other innovative modules, and can seamlessly integrate these modules into our overall Jiaoban system for customers to use on-demand.
